Ready for Your Next Chapter?
Whether you’re upsizing for a growing family, downsizing, or relocating somewhere new, I'll help you navigate the move smoothly. From coordinating your sale and purchase to finding the right mortgage deal, I’ll be here to guide you along the way.
Experienced Home Mover
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Porting Expert
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Local Connections to Solicitors + Surveyors
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Experienced Home Mover — Porting Expert — Local Connections to Solicitors + Surveyors —
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Stamp Duty Calculator
Get an instant estimate of what you could borrow. This calculator gives you a rough idea - I'll help you get exact figures from lenders.
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✓ Direct Messaging
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Hundreds of 5-star reviews from happy clients
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I can’t recommend Aisling highly enough! She has helped us remortgage our home twice now, and I genuinely wouldn’t use anyone else.
The whole remortgaging process can feel really confusing to me, but Aisling has an amazing way of explaining everything clearly and making it all make sense. She never makes me feel silly for asking questions or not understanding something…
— Lisa & James
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We’ve trusted Aisling with our mortgage and insurance needs for over five years, as well as our remortgage, and we genuinely wouldn’t go anywhere else. From the very first conversation she carefully explained every mortgage and insurance option, helping us make informed decisions without ever feeling overwhelmed.
The advice she gave us when choosing our insurance turned out to be invaluable…
— Victoria & Chris
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Aisling helped me to review my financial situation and most importantly get my insurance in place. She explained the options clearly and guided me through the application and underwriting for my life insurance. It’s given me the peace of mind that my family will be financially supported if the worst was to happen.
— Ian Nevin
Key Considerations When Moving
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Porting vs. New Mortgage
Should you transfer your existing mortgage or get a new one? I'll compare both options and show you the best path.
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Timing & Chain Management
Timing your sale and purchase — I’ll help coordinate each stage of the process to keep everything progressing smoothly from start to finish.
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The Costs Involved
I will help you understand the extra costs beyond the purchase price itself. Taking these into account early can help you plan and move forward with confidence.
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Protecting Your New Mortgage
I’ll help you review your protection alongside your new mortgage, making sure you and your home are covered in a way that suits your situation.
✓ Compare porting your mortgage vs getting a new deal
✓ Keep you updated at every stage with regular check-ins
✓ Coordinate timing between your sale and purchase
✓ Handle all mortgage paperwork and lender communication
How I Help You Move
Moving home involves many moving parts. Here's how I make it smoother:
✓ Proof of identity (passport or driving licence)
✓ 3 months of bank statements
✓ Details of your deposit source
✓ Proof of address (utility bill or bank statement)
✓ Proof of income (payslips or tax returns)
✓ Employment details and history
The Moving process
Make the Move
I’ll be with you the whole way. From listing your property to getting the keys to your new home. I’ll liaise with lender, insurer and solicitor.
Secure your Mortgage + Insurance
I will find you the right solution for your mortgage and insurance needs and handle all the paperwork involved.
Get a Solicitor/Estate Agent
A great solicitor and estate agent are crucial. I can recommend trusted local experts.
Know your Budget
Budgeting well helps you buy well. I will confirm your affordability, understand the value of your home, your deposit available and the monthly cost of a new home.
Why Choose Me
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Personal Service
I will be your adviser and point of contact, from start to finish. When you work with me, you’ll deal with me every step of the way. You’ll have my direct phone number and email.
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More Time for You
I’ll handle all the paperwork with the lenders and insurers and give you clear updates as they come. I’ll also liaise with your solicitor or builder, meaning no time taken out of your day chasing updates.
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Passionate
I love my job. I’m passionate about helping people own their own home. I’ll ensure you have the right mortgage and insurance solutions at every stage of life. From your first step on to the property ladder to that final repayment.
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Experienced
I’ve been a Mortgage and Insurance Broker for over 8 years. In that time, I’ve helped countless clients buy their first home, move home, remortgage or invest in property. I’ve also helped clients keep their home when life has taken an unexpected turn.
Ready to make your move?
Get in touch, lets make that move happen.
Confidential | No Obligation
Common Questions Answered
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es, depending on the deal you have you will have 1 of 2 options. If you are in the middle of a deal with an attractive interest rate or an early repayment charge to exit the mortgage, I would explore the option of porting the mortgage. Porting your mortgage means staying with your existing lender and keeping this deal for your new home. If you need to borrow more, you will need to borrow more with the same lender. The alternative to this would be to move way from your current mortgage lender and secure complete new borrowing with a new lender. It may be that your current lenders criteria doesn’t suit your next move or it makes financial sense to change lender. I will always weigh up both options and advise you which is the most cost effective and suitable for your situation.
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The initial cost will generally be to market your home. This includes estate agency fees, home reports or surveys and photographs. You will also have solicitor fees for the conveyancing work involved for selling and purchasing your new home. Depending on the value of your new property you may incur Land & Building Transaction Tax in Scotland or Stamp Duty in England, Wales and Northern Ireland. There may be fees for exiting an existing mortgage and arrangement fees for your new mortgage deal. It’s always sensible to budget for the practical cost of moving home too. Will you need movers or can you manage yourself? I’ll help you understand all the costs relevant to you.
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The best advice I can give would be to have your home “market ready” when you are looking for a new home. In an ideal scenario, you will be mortgage ready with a decision in principle, you will find a new home, have an offer accepted and then list your home. It’s usually expected that you list your home within a week of having an offer accepted. This usually helps you to manage the chain well and simultaneously move out of one home and into another, thus avoiding having to rent. In some circumstances you may want to sell your home first, for example if you have concerns about how long it will take you to sell. I’ll help you manage either scenario.
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The lenders will assess your income and outgoings like that did when you bought your first home. Getting advice will confirm how much you can borrow. I will also work out how much you’ll have as your deposit for your new home after we have budgeted for the costs involved in moving home. Importantly, I will help you understand how much your new mortgage will be monthly and budget for the overall costs of running a new home.
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Yes, I would recommend getting a decision in principle before you start looking for a new home. The mortgage process for moving house is much the same as it was when you purchased your house, albeit there are a few more moving parts. I’ll help coordinate all of this.
Need something else answered? Just ask!
Track Your Journey with My App
Track your home buying journey – make a savings plan, check your credit score, keep updated with the latest news for first time buyers.
Free to download | Available on iOS and Android