Coming to the end of your mortgage deal or just want to review your options?
Your current deal may be coming to an end, or you simply want to review your mortgage. I’ll compare thousands of options, find the right mortgage deal for you, explain everything clearly, and make the remortgage process feel simple and straightforward.
Simple, Guided Process
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28,000 Products from 100+ Different Lenders
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Mortgage Monitoring
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Simple, Guided Process — 28,000 Products from 100+ Different Lenders — Mortgage Monitoring —
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Hundreds of 5-star reviews from happy clients
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I can’t recommend Aisling highly enough! She has helped us remortgage our home twice now, and I genuinely wouldn’t use anyone else.
The whole remortgaging process can feel really confusing to me, but Aisling has an amazing way of explaining everything clearly and making it all make sense. She never makes me feel silly for asking questions or not understanding something…
— Lisa & James
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We’ve trusted Aisling with our mortgage and insurance needs for over five years, as well as our remortgage, and we genuinely wouldn’t go anywhere else. From the very first conversation she carefully explained every mortgage and insurance option, helping us make informed decisions without ever feeling overwhelmed.
The advice she gave us when choosing our insurance turned out to be invaluable…
— Victoria & Chris
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Aisling helped me to review my financial situation and most importantly get my insurance in place. She explained the options clearly and guided me through the application and underwriting for my life insurance. It’s given me the peace of mind that my family will be financially supported if the worst was to happen.
— Ian Nevin
Types of Remortgaging
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Standard Remortgage
Move your mortgage from one lender to another for a better deal. I’ll compare thousands of products and find the right solution for you.
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Product Transfer / Rate Switch
Sometimes the best option isn’t moving lender at all. A product transfer or rate switch is a new deal with your current lender — less paperwork and a quicker process, but it’s important to compare against other lenders first.
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Borrowing More
Release equity for home improvements, debt consolidation or other large expenses. I’ll help you understand how much you could borrow and whether increasing your mortgage is the right option for your circumstances.
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Life Changes
Whether you’re adding or removing someone from your mortgage after a relationship change, marriage, separation or other life event, I’ll help you understand your remortgage options and find a solution that suits your circumstances.
The Remortgage Process
Compare Remortgage Deals
I’ll search across a wide range of lenders to compare remortgage rates and options that suit your circumstances. I’ll then explain everything clearly so you can make an informed decision.
Review your
Current Mortgage
I’ll review your existing mortgage deal, interest rate, monthly payments, and what you want to achieve from remortgaging — whether that’s securing a better rate, reducing payments, or releasing equity.
Apply for your New Mortgage
Once you’re happy with your new mortgage deal, I’ll manage the remortgage application process from start to finish and keep everything progressing smoothly through to completion.
✓ When you need to borrow more - Home improvements or consolidating debt. I’ll show you what’s possible.
✓ Significant change in interest rates - I’ll do the sums to see if you are still on the best rate or if a new deal is right for you.
When Should I Remortgage?
✓ 3-6 months before your current deal ends – securing a new deal early will avoid moving to the lenders standard variable rate – usually much higher.
✓ Your circumstances have changed -Changes in income or family situation. I’m here to help chat through your options.
Reviewing your mortgage regularly can make a real difference. Here’s when you should consider it:
✓ Proof of identity (passport or driving licence)
✓ 3 months of bank statements
✓ Details of your deposit source
✓ Proof of address (utility bill or bank statement)
✓ Proof of income (payslips or tax returns)
✓ Employment details and history
Why Use a Broker Instead of Going Direct?
You could remortgage yourself, but here's why working with me makes sense:
✓ I save you time by doing all the research and paperwork
✓ I have access to exclusive deals
✓ It’s not just about the cheapest rate — I’ll help you consider fees, flexibility, incentives, and long-term suitability too
✓ I handle all lender and insurer communication and keep you informed throughout
✓ I provide personal service and keep you informed throughout
Why Choose Me
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Personal Service
I will be your adviser and point of contact, from start to finish. When you work with me, you’ll deal with me every step of the way. You’ll have my direct phone number and email.
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More Time for You
I’ll handle all the paperwork with the lenders and insurers and give you clear updates as they come. I’ll also liaise with your solicitor or builder, meaning no time taken out of your day chasing updates.
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Passionate
I love my job. I’m passionate about helping people own their own home. I’ll ensure you have the right mortgage and insurance solutions at every stage of life. From your first step on to the property ladder to that final repayment.
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Experienced
I’ve been a Mortgage and Insurance Broker for over 8 years. In that time, I’ve helped countless clients buy their first home, move home, remortgage or invest in property. I’ve also helped clients keep their home when life has taken an unexpected turn.
Ready to Review Your Mortgage?
Tell me about your current mortgage and I'll show you what options are available. No obligation, no pressure - just honest advice tailored to your situation.
Confidential | No Obligation
Common Questions Answered
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It may still be possible depending on your circumstances. There are specialist lenders who consider a wider range of credit profiles, and I can help you understand your credit file and explore your options.
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Yes, you may be able to release equity through a remortgage. This is often used for home improvements, debt consolidation, or other larger expenses, depending on affordability and lender criteria.
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Yes, it’s becoming increasingly important to make sure your property is running as well as possible. There is an array of financial products specially designed to help you borrow more to improve the energy efficiency of your home. Get it touch and I will help you navigate this.
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A remortgage usually takes around 4–8 weeks, although this can vary depending on the lender and your circumstances. I’ll coordinate everything from start to finish.
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Most lenders require a valuation, although this is often carried out electronically or automatically. In some cases, a physical valuation may be needed. In many cases the new lender will cover this cost.
Need something else answered? Just ask!
Track Your Journey with My App
Track your home buying journey – make a savings plan, check your credit score, keep updated with the latest news for first time buyers.
Free to download | Available on iOS and Android